MSC | Blog

Property Investment in NZ: All You Need to Know

The Mortgage Supply Co — Tue, 03 Dec 2019 02:58:21 GMT

As more and more Kiwis look at getting ahead and onto the property ladder, property investment has become increasingly popular. Property investment isn’t always easy and learning about the industry can spark many questions for new (and even not-so-new) investors alike. Here are some of our most commonly asked questions, and all you need to know about investing in property in New Zealand.

Pros and Cons of Fixed-Rate Mortgages

The Mortgage Supply Co — Tue, 19 Nov 2019 02:42:34 GMT

Getting a mortgage can be overwhelming, particularly when there are so many different options for fees, formats and interest rates. All these different factors affect your loan costs and how quickly you pay the mortgage, so it’s important to make a well-informed decision.

First Home Buyers - What Lenders Look for Before Approving your Mortgage

The Mortgage Supply Co — Fri, 11 Oct 2019 03:03:00 GMT

Account statements for personal day to day transactions, credit card statements provide an insight into how you operate your accounts, What lenders are looking at here is your account conduct. Account conduct; is how you operate your accounts, making sure you are living within your means. Poor account conduct will include, unarranged overdraft fees, dishonors, always exceeding your limits.

10 Easy Improvements to Add Value to Your Property

The Mortgage Supply Co — Tue, 08 Oct 2019 03:02:50 GMT

You’ve got the home, you’re on the property ladder, and now you want to climb up the next rung.

We know the usual DIY value-add home improvements; re-tile, re-carpet, re-do your kitchen. We have seen it all before, but these things are big jobs that cost time and money.

What about the things you can do on a day off, with as minimal financial damage as possible? Take a look at our 10 small improvements that will increase the value of your property.

5 Tips For Investing Outside Auckland

The Mortgage Supply Co — Fri, 30 Aug 2019 02:21:22 GMT

(This article is a summary of the blog originally written by Nick Gentle from iFindProperty)

Investing outside of Auckland - a golden opportunity and exciting yields? Or a bad decision that you should stay away from?

Most Auckland residents invest outside the big smoke because of lower prices and higher yields and the ability to buy house and land packages.

But it's not as easy as it seems and things might go south if you invest your coin in the wrong property.

Here are our top 5 tips for investing outside of Auckland:

First Home Buyers: How to Own Your First Home

The Mortgage Supply Co — Wed, 21 Aug 2019 23:17:37 GMT

Buying a first home can seem like a daunting task, filled with paperwork, terminology and processes that you may not yet be familiar with.

Refinancing 101: Tips to become mortgage-free faster

The Mortgage Supply Co — Tue, 20 Aug 2019 03:16:16 GMT

Mortgage payments - they're always there in the back of your mind. You think about it before buying a new car, getting a gift for your spouse or taking the family on a vacation.

But it doesn't have to be this way. You shouldn't have to pull out a calculator every time to check if you can afford your next expense or not.

Is there a way to get better interest rates on your existing mortgage and pay it off faster?

The answer is yes! And the only way to achieve this is refinancing.

10 foolproof ways to boost your home's curb appeal (and increase its value)

The Mortgage Supply Co — Thu, 11 Jul 2019 01:42:34 GMT

Here's the question - how would a total stranger describe your house? If the answer's not 'beautiful', 'stunning', 'incredible', or 'this feels like home', then you have got some work to do.

They say not to judge a book by its cover, but potential buyers will judge your house by its exteriors - that's just the way it is.

Don't worry if your curb appeal isn't that appealing at the moment. In this article, we'll teach you how to cast magic spells on your abode and make it look like it's been taken out of a fairy tale.

10 Factors That Affect The Housing Market

The Mortgage Supply Co — Sun, 30 Jun 2019 23:25:55 GMT

Ever wondered what the reason behind rising house prices in New Zealand is? And who decides how much you pay for your dream house?

House prices are on the front page of the newspaper quite often and there's a reason behind that. Buyers are always keen to know the current state of the market so they can get a good deal on their next house.

ANZ recently released a white paper in which they have mentioned ten factors that affect the state of the housing market.

Let's discuss each of them one by one.

Moving on from your First Home, can you rent it out?

The Mortgage Supply Co — Tue, 18 Jun 2019 00:04:00 GMT

We often talk about buying a house, but today let's discuss selling and renting.

If you own a house already, you might be wondering, "Should I sell or rent my house?"

And the answer is - it depends. There are pros and cons of selling your house as well as renting it out which we'll discuss in this article.